I take a very holistic approach to financial planning. I will never use high-pressure tactics to get you to accept my recommendations, and I will only use the products and services that are genuinely necessary to reach your financial goals. The first step I always take is to schedule a fact-finding session where you tell me where you are financially and where you want to go. I will then take this information and create a plan that I will outline for you in our next meeting. Once we have agreed on a course of action, we will take the necessary steps to implement your plan. And in many cases, we can do the whole process remotely if necessary.

I can also turn your liquid retirement savings into guaranteed streams of income that will last you for the rest of your life, even if you completely exhaust your principal. And you can do this on a tax-deferred basis, even if your money isn’t currently inside an IRA or employer-sponsored retirement plan. But if you are looking for growth instead of income, I can help you to get a superior rate of return without risking your money in the markets. This can be done on a tax-deferred basis as well.